Payment Methods

Payment methods available in Sourcinggate include:

• PayPal
• Credit card
• Bank to bank wire transfers
• Western Union

Paying with PayPal

1. PayPal enables you to send payments quickly and securely online using a credit card or bank account.
2. When you select PayPal as the payment method, you go to the PayPal site, where you can send your payment.
3. Advantages:
   • Payment is traceable. You can trace the status of your payment using your PayPal account.
   • Payment does not require you to use your credit card online (you can transfer directly from your bank account). Sourcinggate doesn't see your credit card number (it is safely encrypted through PayPal's server), which limits the risk of unauthorized use.
   • PayPal offers PayPal Buyer Protection on qualifying items - up to $1,000 in free coverage. Additional limited protection is offered through PayPal's Money Back Guarantee.

Paying with a credit card

1. When you select Credit Card as the payment method, you will be taken to the PayPal site where you can pay your order.
2. Advantages:
   • Payment is traceable.
   • Payment is immediate and convenient. Payment is deposited directly into Sourcinggate's account.
   • Credit card companies typically provide some level of identity and purchase protection. Listed below are links to some popular credit card protection policies:
     

Billing Address versus Shipping Address

Sourcinggate will do its best to protect the interests of credit card and online payment account owners. For credit card and PayPal payments, we ship to confirmed billing addresses only. Buyer with verifiable credit record or has purchased from Sourcinggate can choose alternative shipping addresses. If Sourcinggate is unable to verify the shipping address and the buyer has never purchased from Sourcinggate before, the order may be automatically cancelled after a few working days and the payment will be fully refunded immediately via the original form of payment.

Credit Verification

Buyer paying with a credit card that fails either the automated Address Verification System (AVS) test or Card Code Verification (CCV) test may be requested to provide photocopies of recent credit card statements, and a photo ID card to prove the billing address and his/her identity before the order can be processed. Such verification will be done only once for each new credit card that fails one of tests.

Buyer using a PayPal account that is unverified and does not have any confirmed shipping address on file may be requested to provide photocopies of recent credit card statements or bank statements, and a photo ID card to prove the billing address and his/her identity . Such a verification will be done only once for each new PayPal account.

If Sourcinggate is unable to verify the buyer's identify or the shipping address, the order will be automatically cancelled after a few working days and the payment will be fully refunded immediately via the original form of payment.

Buyer applying for revolving credit account with Sourcinggate may be subjected to additional credit verification in the form of business license, third party authoritative credit profile report (such as D&B DUNS number), bank account verification letter, tax returns, billing statements, and photo ID's of the business owners.